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Your privacy is as important to us as it is to you. Seattle Savings Bank and the companies of Seattle Financial Group (further referred to as "we" or "us") value you, our customer, and we respect your privacy.
Your Financial Privacy
We are committed to sharing with you:
• The sources of information we need to collect from you
• What measures we take to secure your information
• What information we may share about you with other entities
Please read this to learn how we handle your information and how you may opt out of certain information disclosures. We suggest that you share this information with anyone with whom you share an account, such as a joint account holder or co-borrower.
The Information We Collect
We collect information about you from the following sources:
• Applications and other forms
• Your transactions with us
• Your transactions with our affiliates
• Your transactions with other parties
• Consumer reporting information
The Confidentiality, Security, and Integrity of Your Information
We restrict access to information about you to only those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
Your Information and Our Affiliates
We may disclose certain types of information about you to our affiliates in order to provide you with information about additional products and services. The information we share from our account records may include information about your transactions and experience with us. Disclosing this information is permissible by federal law. This information may include:
• Name and address
• Account balances and account activity
• Types of accounts
• Deposit history
• Loan-to-value ratios
Information we receive about you from applications, forms and credit reporting agencies, may also be shared. However, you may opt out of the disclosure of the following types of information.
• Social security number
• Assets
• Income
• Liabilities
• Creditworthiness
• Credit history
Types of Affiliates
We may disclosure information about you to our following affiliates:
Seattle Escrow
Seattle Financial Group
Seattle Insurance Group
Seattle Mortgage
Seattle Savings Bank
We also reserve the right under federal law to disclose additional information about your transactions and experience with us to our affiliates in the future.
Authorized Sharing - Outside Sharing and/or Joint Marketing Services
We may disclose information that we've obtained from our experience and transactions with you to companies that perform marketing on our behalf and institutions with which we have joint marketing agreements (i.e. other financial institutions and financial service providers). Disclosing this type of information (i.e. a customer's name, address, types of accounts and account balances) is permissible by law. Disclosure of this type of information is intended to facilitate the sale of our products or products of our affiliates. Information disclosed to the institutions with which we have joint marketing agreements is to be used for the purpose of direct mail solicitations only.
We do not disclose information about former customers, except as permitted by law. By state limitation, we will not share information about an Alaska customer as a result of a joint marketing agreement, if that customer has opted out. We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. This might include disclosures necessary to service your account, perform joint marketing, or prevent unauthorized transaction.
Terms and definitions
Affiliate - A company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
Nonpublic personal information - Information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
Opt out - A choice you can make to prevent the sharing of certain information.
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